Mortgage Philosophy

Redwood Mortgage is a direct portfolio lender with over 39 years of experience making loans on commercial, multi-family, mixed-use and residential investment properties in California. Redwood Mortgage has the knowledge, expertise and financial strength to underwrite complex loan structures.

The Redwood Program:

  • Loans $100,000 to $10,000,000
  • Single level of decision-making
  • Expertise in commercial loan transactions
  • In-house document production and funding

Underwriting Philosophy

Our underwriting philosophy is one of simple common sense. We review the borrower’s financial situation, as well at the property’s quality and equity. More importantly, we listen to the story behind the loan. People come to Redwood from different economic backgrounds and with many different goals. We put together all of the pieces of the puzzle and try to come up with a solution that will work for everyone involved.

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